Yes, there is a small section discussing budgets and some worksheets, but I don't feel they are very well explained or demonstrated. I haven't seen much, however, on how to really make a budget work in the book. Go out of your way to make this happen as quickly as possible. The same absence in budget training is also in this book.)ĭave Ramsey talks about gazelle-like intensity relating to the debt snowball. This review is primarily for that book, but the same materials are mirrored between the two. (note: I have read this book in conjunction with The Total Money Makeover.

It's a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life. With incentive exercises that really do exercise your spending and saving habits, Ramsey will get your mind and your money working to make your life free of fiscal stress and strain. Maximize your retirement investing so you can live your golden years in financial peace Prepare for college funding (your kids will love you for it)

Pay off your home mortgage―it is possible. Set up an emergency fund (believe me, you're going to need it) Ramsey will motivate you to immediate action, so you can: With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. A simple, straight-forward game plan for completely making over your money habits!īest-selling author and radio host Dave Ramsey is your personal coach in this informative and interactive companion to the highly successful New York Times bestseller The Total Money Makeover.

The total money makeover by dave ramsey